Money Tree Saver: Stephanie So
Learn the Secret of Extreme Savers, and note what you can reapply in your life!
Avoid Debt: Use cash as much as possible. Try not to keep charging every purchase on your credit card; and don’t get sucked into promos that allow you to pay in installments; before you know it you’d have bought multiple items and your income would be tied up for months!
Delay Gratification: Ask yourself the following questions: do I really need this? Does it fit into my current budget? Can I get this somewhere else for half the price?
Cut Down on Everyday Expenses: Do you really need to buy that Grande Latte from Starbucks? Or eat out in fancy restaurants every week? Take a day or a few days to see how your daily spending goes and find ways to cut back (homebrewed coffee versus Starbucks coffee, home packed meal versus restaurants, etc)
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